How the wait works
The fourteen days run from the day the funded account opened, not from the pass and not from your first counted day. If activation cleared on the 1st, a payout can be paid from the 15th. Reaching five counted days sooner does not shorten it; it simply means the request is ready and waiting.
Why it exists
Card disputes arrive weeks after a payment, not minutes. The wait, together with the lower cap on a first payout, limits how much can leave before that window closes. It is a fraud control rather than a trading rule, which is why it applies once per funded account and never again.
What it does not apply to
Later payouts. Once you have taken one, the only thing between you and the next is five more counted days. It also does not apply to the counted days themselves, which you can collect during the wait, so in practice the two run in parallel rather than one after the other.
Instant Funded has the same wait
Buying a funded account outright does not skip it. The account is funded from day one, so the fourteen days start on the day you paid. You can reach five counted days well inside that window, and the payout is simply paid when the window closes.
The other clock on a payout
Changing your payout wallet pauses payouts for 48 hours. That is an account-takeover control: a stolen login cannot change the destination and withdraw in the same sitting. Change the wallet before you need it rather than at the moment you request.
Questions people ask
Can the 14 days be shortened?
No. It runs from the funded account opening and applies to that account's first payout only.
Does it apply per account or per person?
Per funded account. A second funded account has its own fourteen days.
Can I collect counted days during the wait?
Yes, and most people do. The two clocks overlap.